Credit

Full Experian credit reports are now available to be downloaded directly by your company as
needed, to become an integral part of the hiring or promotion process

Personnel screening services has been authorized to offer your company your own
independent access to these consumer reports through our affiliate Merchants Credit
Bureau.

This is being done as part of our continuing commitment to superior customer service to
ascertain that your company receives all the pertinent information available for your hiring
decisions.

This product along with our complete security package is considered to be the finest and
most comprehensive package ever offered in our industry.

Merchants Credit Bureau will set up your company's access to these Experian reports by
setting your company as an end user for the product.

As an authorized Merchants Credit Bureau agent, Merchants Credit Bureau has agreed to
waive all set up fees for this access

The only costs involved to your company will be a $75.00 charge for a required one time
onsite visit to confirm your company's identity for F.C.R.A. (Fair Credit Reporting Act)
purposes as required by Experian. This charge will be billed to you by Merchants Credit
Bureau with your first invoice

This process will save your company hundreds of dollars in set up fees that are being waived

As an added incentive to add this important report to your hiring process, Personnel
Screening Services will issue a credit for the full $75.00 onsite visit fee be used against future
security package purchases, thereby reducing your net startup cost to zero

This will allow online access directly to Experian from your own office with no software set
up or monthly minimums required; at a guaranteed rate of $12.95

We urge you to make your company available to this valuable tool to determine your new or
existing hire's financial responsibility

There is no employment screening package required to purchase this product

Please download the required forms and fax them directly to this office to insure your rate.
These forms are an F.C.R.A requirement and are not contractual, in nature or binding.

Merchants Credit Bureau will then contact you directly to complete the process and institute
your online access
This access is permanent, and nothing further will be required by your company